Tips for Action For Single Parents Health Education Essay

Tips for Action For Single Parents Health Education - Essay Example I have chosen 4 of the guidelines to discuss in this paper based on my experience with my parents. They are: set fair ground rules and discipline with love, be positive, give the child responsibility commensurate with maturity levels, and be a good role model. As am I not yet a parent myself, the only personal experience I have with parenting is by observing my own parents. Our household had a set of rules that were strong as iron. An infraction, or breaking of one of these rules was akin to a slap in the face. The rules were elegant in their simplicity. #1 Respect - above all else. Each person in the household was entitled to respect as a person. Our parents respected our opinions, and listened to what we had to say as long as it was in a correct tone of voice and in turn, we respected our parents because they seemed less dictators than guides. #2 Work hard, and work together. This meant if there was a job to be done, we were all to assist in completing it. Mom might have assigned individual tasks to us, but it was based on who was available at the moment, not who's "job it was".. Often, we were all working on different tasks at the same time in order to ensure everything got done in the least amount of time. These two simple rules governed our daily lives, and it worked to bring easy harmony. When one of the rules wasn't followed, my parents were believers in "reality discipline". This meant that we had to accept the reality of the outcome of our decisions. "Reality itself is conditional: If you do certain things, you face certain consequences" (Leman 27). This meant that the time I forgot to pick my clothes up off the floor, I didn't have any clean socks to wear. My parents were experts at this type of discipline. They were not being mean to me, I did not feel unloved. I only felt that the decision I had made was the wrong one and since I made the decision I was forced to accept the consequences. In this way, there was love - not anger- in my parent's discipline. In my opinion, this method of discipline was most effective for me and would be useful for most parents. Single parents would find this method particularly useful, as it allows the natural course of action to assist in teaching their children; acting in a fashion as an additional parent. Conversely, when we did something exceptional, or just noticeable, my parents rewarded our good behavior. Single parents would find this tip most helpful because it encourages the children to do right, in effect making them more helpful to the parent. Single parents are at a disadvantage when it comes to time with their children. In a traditional dual-parent home, there are two adults to share the responsibilities of maintaining a household; whereas in the single parent home the parent must shoulder the burden of everything. The single parent is the primary provider and caretaker, the gardener and the cook, the cheerleader and the coach. When the children are rewarded and encouraged, they feel that they can make a difference and are more willing to help around the house. This is a tremendous help to the overwhelmed single-parent. Children who are rewarded for picking up their toys, folding clothes, or any number of chores will remember that praise and will actively look for another opportunity to receive it. This will enable the single-parent with a wiling, helpful support

The Banking Crisis in the UK and the US Essay Example | Topics and Well Written Essays - 2750 words

The Banking Crisis in the UK and the US - Essay Example ISA (UK & Ireland) 300 gives the right of independence to public auditors with respect to compliance with ethical requirements. ISA 300 also allows auditors to consider acceptance of the audit engagement before starting the audit. ISA 315 (UK & Ireland) gives the auditors to understand the internal governance system pertaining to risks of material misstatements and ISA 330 (UK & Ireland) even gives the auditors the right to extend the audit scope to carry out sufficient tests of controls. Given the level of empowerment to Public Auditors by the ISA, they would definitely be expected to stand and answer the reasons of this sudden turmoil in banking & financial services industry as if a time bomb was planted to be exploded and they couldn't detect the same. The financial crisis in the UK and the United States has occurred due to the same primary factor - uncontrolled Sub-Prime lending and sale of packaged "Collateralized Debt Obligations (CDOs)". Sub-Prime lending initially started with loan products for customers that do not possess a clean credit history or regular source of income. The risks against such lending were managed by acquiring collaterals of better valuation. This is the reason that the home mortgage market in both UK and the US was selected as the most suitable area for productizing sub-prime lending packages given that the property markets in both countries were booming. Banks perceived clear advantages in acquiring the homes as collaterals under mortgage deals. But the rising prices of homes were of no benefit to banks. Hence, they found a method of gaining out of the increasing valuations of the home prices - the "Collateralized Debt Obligations (CDOs)". The banks in UK & US modified their loan management life cycle w hereby the loans backed by collaterals (home mortgages) that were originally withheld by the banks internally were pooled into what is known as "Special Purpose Vehicles" or "Special Investment Vehicles" To determine the valuation of the CDOs, a new role called "Pooling Underwriter" was created in every bank in these two countries. The CDOs were sold to external investors thus developing the notion of money flowing through "conduits" from investors to borrowers that de-risked the banks. As a result, these loans went out of the balance sheet of the banks and a new asset called "derivatives" was added in the